How long does it take for your world to completely fall apart? It can take just seconds if you’ve been injured in an automobile accident that wasn’t your fault. In the course of a single trip across the crosswalk you can go from productive, financially secure and happy to miserable, injured and broke.

If you think this couldn’t happen to you, you’re sorely mistaken. And if you think you’ve got the financial wherewithal to withstand an extended absence from work, chances are, you’re wrong again.

An auto accident with injuries is an incredibly expensive and painful ordeal that will push your resources to the breaking point. It’s also a situation that requires you and your family to act in a calm, deliberate manner, even when it seems like the world is falling apart around you.

If you or one of your loved ones has been injured in this type of auto accident, you need to come up with plan as quickly as possible. Here are a few things you should be thinking about.

Beyond an Injury

In the moments after your accident, you may be wondering if you’re going to live or how severe your injuries will be. It’s an absolutely painful and frightening time, but it’s actually not the worst thing you’ll be facing. No, the real ugly stuff starts to happen once you’ve been unable to work for a few weeks and the money starts running out.

No matter who you are, you’ll eventually run out of savings and/or disability payments (assuming you even get them at all). When that day comes and you’re no longer able to make mortgage and credit card payments, you’ll learn that your creditors aren’t your friends. They want their pound of flesh from you and they don’t care what your finances look like when they’re done.

Is that they kind of thing you want to be dealing with when you’re trying to recover from your injury?

Getting the Help You Need

The good news for accident victims is that there are plenty of good personal injury lawyers out there who can help you collect damages and protect your assets. Having an experienced litigator by your side as you battle insurance companies and debt collectors is something you’ll really appreciate.

It’s also the only way you can hope to ever reach a fair settlement. Today’s personal injury laws are a true legal maze that require professional assistance to navigate – so don’t hesitate in hiring one.

Where to Find a Lawyer

Finding a qualified attorney to represent your case is as simple as going to your local Bar Association website. These groups run lawyer-finding services in every state that allow user to sort local by specialty, location and even the language they speak. The best part is that it’s all completely free.

There’s no point in putting off hiring an attorney any longer than you have to because you know that the other side is doing the same thing. At the end of the day, it’s the best way of getting your life back on track.